One of the best ways to secure your property against any sort of calamity, the Property All Risk Insurance is designed to provide an extremely wide range of coverage that applies to all risks except for any that have been expressly excluded. It essentially secures you from losses caused by natural and accidental disasters.

PROPERTY ALL RISK COVERAGE

FIRE DAMAGE

FIRE DAMAGE

Fire, Lightning (Strike), Explosion, Aircraft Impact, Smoke

Replacing losses due to fire requires a large amount of funds, and it seems unfair if we only depend financially on savings alone. For those of you who have property assets, Fire Insurance is an important one, because Fire Insurance will cover loss or damage due to a fire. The objects of coverage are not limited to just the house or shop, but you can also insure all the contents in the house. For example, furniture, furnishings, machines and other possessions. Fire Insurance benefits cover FLEXAS risks (Fire, Lightning, Explosion, Impact of Airplane Crashes, and Smoke). Namely for all fires caused by fire, lightning strikes, explosions, aircraft crashes, and smoke.

WATER DAMAGE

Tempest, Storm, Flood, Water Damage

Severe storms cause serious damage to your property, you need to think about this risk because of the impact this event will have on your property and the financial burden it may cause. Our policy can provide you with solutions to all these risks, so that you can be calm about the possibilities that may occur. As an area that has quite high rainfall, flooding is one of the causes of property damage in Bali. Our policy is able to eliminate your worry about the impact of your financial losses caused by flood damage, the benefits of this flood protection are to restore and rebuild after unfortunate event of flooding, ensuring that the costs associated with repairing structural damage and replacing your furniture are covered. Burst pipes or plumbing problems caused by water damage are also a big problem for your property, because rebuilding your water pipe installation, if this is not protected, will result in financial losses. Our policy is able to overcome this problem, plan your property insurance carefully and appropriately, our team will always be ready to serve you.

WATER DAMAGE
RSMDCC

RSMDCC

Riots, Strike, Malicious Damage, and Civil Commotion

Riots and Civil Commotion can occur anywhere, including in Bali, this can result in material damage to your property. Protect now before the risk occurs. Our policy is able to provide this protection to minimize the risks that occur due to riots and civil commotion. Strikes can also occur and can disrupt business operations and potentially result in damage or loss to your property. Our special coverage includes protection against strike damage, so you can just focus on the repair process without worrying about the cost. Intentional damage can happen at any time without us ever expecting it, this special policy gives you maximum peace of mind from various risks that may occur. We understand the importance of protecting your property in Bali from unexpected events and ensuring your peace of mind.

OTHERS

Any kind of risk that is not listed previously, include theft and other accidental damages.

Apart from the risks specifically mentioned above, property insurance can also provide protection from other risks such as theft or other threats that could harm your property. We understand that unexpected events can occur, and our goal is to provide comprehensive coverage to ensure your peace of mind in any eventuality.

OTHERS

ADDITIONAL COVERAGE

EARTHQUAKE

Protects all losses resulting from earthquakes, volcanic eruptions and all their consequences, as well as losses resulting from tsunami disasters. Protection is very important in Indonesia because it is a country where earthquakes occur quite frequently.

TERRORISM & SABOTAGE

Terrorists and sabotage must be considered. Terrorism and sabotage insurance is a type of insurance policy that provides protection for damage or loss that occurs as a result of terrorist acts or sabotage. This protection is specifically designed to fulfill comprehensive property insurance protection.

GENERAL & PUBLIC LIABILITY

This insurance policy provides protection for bodily injury or property damage to third parties. Having general and public liability insurance can provide peace of mind for business owners, as it helps protect them from unexpected costs and legal issues that may arise as a result of incidents related to their business operations.

BUSINESS INTERRUPTION

Business interruption protection is an insurance policy that provides financial protection to your business if normal operations are disrupted due to events such as natural disasters or other property damage. This includes lost revenue and additional costs incurred during the disruption period.